Compliance can be complex, but we’ve got a roadmap. We have long standing relationships with FDIC- and Federal Reserve–approved institutions.

Use our payment tools to unlock easier compliance reporting to your financial institutions.

Our Solutions

Point of Sale Payment

Spence directly integrates with your POS system via 
our API providing secure, seamless transactions that deliver a great experience for your customers while streamlining your operations. All transaction details are tracked with meticulous detail to ensure compliance with regulations.


Spence provides detailed reporting that allows your dispensary to easily view transaction events such as purchasing history, returns, promotions, discounts, tipping, donations, and more.

Why compliance loves us

  • Spence uses bank-level SSL encryption to securely receive and transfer funds to your bank account in less than 24 hours.
Operational Efficiency
  • Reduces Operations Expenses
  • Streamlines Accounting (one banking relationship across multiple states)
  • Employees spend less time refilling ATM’s
  • Multi-state Compliance

Interested? Let's get in touch!

Spence is onboarding customers. Let's get your dispensary the tools they need to give customers the best experience.
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